(We use cookies to enable website functionality, analyze the performance of the site, provide social media features and deliver more relevant content to you. In certain cases, we may also we may use cookies on our and third parties’ behalf to help us deliver targeted ads and thereafter asses the effectiveness of these campaigns. You may view our Cookies Policy here).

What is a Cookie?

A cookie is a piece of data from a website that is stored within a web browser that the website can retrieve at a later time. Cookies are used to tell the server that users have returned to a particular website.

How and why we use cookies:

We use cookies in order to provide you with a more personalized and responsive service so as to give you the best experience when you visit our website. By using cookies, we can make it easier for you to do many things, such as managing your policies, or login details, and applying for products and services. Cookies can also allow us to tailor the content of our website so we can show you services or adverts we believe you may be interested in.

The information in the cookies can be used to track your internet usage, but do not store personal information such as your name, address, phone number or email in a format that can be read by others. The cookies we use in no way give GML INSURANCE AGENT LTD access to the user’s computer as they cannot read or search your computer, smartphone or web-enabled device to obtain information about you, or read any material kept on your hard drive.

Links to sites provided by others:

If you follow a link from our website to another website, please be aware that the owner of the other website will have their own privacy and cookie policies for their site. We recommend you read their policies as we are not responsible or liable for what happens at their site.

The types of cookies we use on this site:

Performance cookies:

These cookies help us to monitor and improve how our website works.

Common uses for this type of cookie include:

  • collecting information about which pages visitors go to most often
  • noting if visitors get any error messages from web pages
  • understanding which links visitors like to follow (including adverts) and which they choose not to.

The information collected using these cookies is anonymous and cannot be used to identify an individual visitor.

Functionality cookies:

These cookies allow us to provide you with enhanced features that need to remember your preferences and choices, such as your user name, language or region. They also let us monitor how our website is performing so we can keep on improving it.

Common uses for this type of cookie include:

  • providing you with local information, such as health providers in your area
  • how you like to use our site, such as what text size you like or what media software you use
  • remembering what topics you’re interested in so we can provide you with related products, services and information.

The information we store in these cookies is encrypted so that only we can read it.

Please refer to section “How to manage and switch off cookies” of this Policy if you wish to restrict or block cookies.

Site Preferences:

Our cookies may also remember your site preferences (e.g. language) or seek to enhance your experience. This will apply to areas where you have registered specifically for access or create an account.

How to manage and switch off cookies:

You can choose to restrict or block cookies through your browser settings at any time. For more information about how to do this, and about cookies in general, you can visit

However, please be aware that restricting or blocking cookies set on a Website may impact the functionality or performance of the Website, or prevent you from using certain services provided through the Website. It will also affect our ability to update the Website to cater for user preferences and improve performance.